Products & Services
At Citizens Financial Services, we provide assistance in the following areas:
Investments
- Mutual Funds
- Stocks
- Bonds
- Traditional IRA
- Roth IRA
- SEP IRA
- Simple IRA
- Variable Annuity
- Fixed Annuity
- Educational IRA
- 529 Plans
Fee-Based Investment Management
- Strategic Asset Management (SAM)
- Optimum Market Portfolios (OMP)
- Personal Wealth Portfolios (PWP)
Fee-Based Investment Management offered through LPL Financial, a Registered Investment Advisor
Insurance Strategies
- Disability Income Insurance
- Life Insurance
- Long Term Care Insurance